Now doing Forensic Loan Audits!!

June 2, 2009

                       Copper Canyon Services is now doing Forensic Loan Audits.  Now what does that mean for you. Well let me explain A bit of what Forensic Loan Audits are.

          

                    *what is a Forensic Loan Audit.

      * The audit is to give homeowners more ammunition so they can stand a chance in negotiating a decent modification with lenders who have far more resources then the average borrower and often play hardball unless they are faced with the risk of a costly lawsuit.  So that could mean MONEY in your pocket or even better loan modification.

      * According to the truth in lending act even a small mistake with calculating the borrowers annual percentage rate could be an actionable violation, enabling the borrower to rescind the loan. (It could of happend to you I know it did to me and I did not even know).  So basically therefore, the threat of a lawsuit is often a sufficient to persuade an otherwise uncooperative lender to negotiate an attractive work out with the borrower.  (means better Loan modification for you!!)

      *You never know if it could happen to you.  Over 80% of the loan files reviewed by a firm contain violations ranging from small and unintentional mathematical errors to blatant fraud and misrepresentation.  The most common violation is the understatement of prepaid finance charges and in many instances a mere $ 35 error within the truth in lending disclosure statement could entitle the borrower to a refund of all finance charges, closing cost and interest payments made since the inception of the loan.  ( Means your getting ripped off and you dont even know.  You could be getting that money back)

               *  This all basically means you could have something to hold againts your banks.  No more walking on eggshells with them because you could be making them walk on eggshells with you.  Get the upper advantage now by getting a Forensic Loan Audit today.

Our website is http://coppercanyonservices.com

go there for our contact details.

I think most anyone should get a loan modification!

May 28, 2009

                                             Okay so a few months ago I was going into foreclosure right.  Yeah I was stressed out I have lived in that house for 5 years.  With me my girlfriend and my dogs I didn’t know what to do.  But then I made a decision to get a loan modification.  Really was my only choice because of being laid off I was behind in my house payments for several months I believe 6 months.

 

                                              So I thought it was going to be to late for a loan modification.  I also heard there was a bunch of companies pretending to be loan modification companies,  so I was scared.  I decided to take my chances on this company called Copper Canyon Services.  http://coppercanyonservices.com  .  So they said they could do a good job and catch me up on my payments as well as lower my monthly payments.  I went with them cause I didn’t have much money and most companies wanted to charge a couple grand but they said they will do it for only 700. 

                                               I am happy I got my loan modification done.  I am happy because instead of having 2200 a month house payments It is only 1400 a month.   That was just by lowering my interest.  Plus those payments I was behind on were excused.  Well now me and my family are nice and happy living in peace without these worries.  I will put up there web address again it is http://coppercanyonservices.com

                                                 I am also going to try there credit card reduction thing.  It seems like a good deal they negotiate your with your credit card companies so that you can lower your payment and your debt with them.  So I will let you know what happends when I get that done I should be starting sometime this next week.  I think for now that all of you who are going through hard times or are stuck in a crappy mortgage should atleast consider getting your loan modification done.  It really is a good deal!!  Well have fun everyone and good day!!


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